MEDICARE ADVANTAGE FOR VETERANS

While Medicare Advantage for veterans may not seem necessary for retirees using TRICARE or VA health coverage, it could be more beneficial than you know.
While some healthcare coverage can be restrictive, you are allowed to combine Medicare Advantage with TRICARE and VA health coverage. We’ll go over how they can work together to make sure you have convenient and effective healthcare coverage.

MEDICARE ADVANTAGE AND VA COMBINATION

First, to get a Medicare Advantage (MA) plan, you have to have Medicare Parts A and B. That’s something the VA encourages you to do anyway.
MA plans provide the same basic coverages with extra benefits Original Medicare doesn’t. We’ll get into that a little more later. But here’s how this combination of Medicare Advantage and VA can benefit you most:

  • Medicare Advantage plans cover all your needs in one convenient plan.
  • Sometimes there are wait times associated with a VA facility or lengthy travel
  • Eligibility for VA health coverage is not guaranteed and is subject to change
  • Adding an MA plan increases your healthcare flexibility and amount of benefits
  • Medicare Advantage plans put an out-of-pocket maximum on your healthcare, something Original Medicare doesn’t do
  • It also covers you if you’re on a vacation outside of the United States

MEDICARE ADVANTAGE TO YOUR COVERAGE
MEDICARE ADVANTAGE BENEFITS

MA plans are required by Medicare to provide the same benefits of Parts A and B. That is inpatient hospital care, skilled nursing facility, hospice, lab tests, surgery, home health care, outpatient care, medical equipment, and some preventative services.
However, Advantage plans can provide additional benefits like:

  • Adult day-care services
  • Dental
  • Fitness memberships
  • Hearing
  • Nutrition programs
  • Over-the-counter drugs
  • Services and supports for those with chronic conditions
  • Transportation to doctor visits
  • Vision
  • Wellness programs


Benefits you are eligible for will depend on your area and plan providers.

WHEN TO ENROLL

If you are eligible for Medicare, you are eligible for an Advantage plan. But there are specific times in which you can enroll:
Initial coverage election period — Your initial coverage election period is a seven-month period that starts three months before the month you turn 65 and ends three months after the month you turn 65. If you are under 65 and receive Social Security disability, you qualify for

Are You Eligible?

Take our Free Long-Term Care Assessment to determine your likelihood of qualifying for benefits.